Who needs the Insurance Identification Card?
The Insurance Identification Card is evidence of motor vehicle insurance, which must be always carried in the insured vehicle by its holder and owner. According to the Road Traffic Act 1998, all the motorists are obliged to be insured against their liability to other people.
What is the purpose of the Insurance Identification Card?
The Insurance Card as a proof of insurance shows that the motor vehicle owner has met the requirements for the insurance that provides financial protection in the event of the vehicle being damaged or injuries becoming incurred by other drivers, passengers or road users.
When is the Insurance Identification Card due?
The State Department of Motor Vehicles requires motorists to provide the proof of their insurance in order to register their motor vehicle with the DMV in their state within 180 days after the issuance of the insurance ID card. The expiration date of the ID card is the same as the one of the automobile coverage and is indicated on the card.
How to fill the Insurance ID card?
The Insurance ID card is filled by the insurance provider. The card must bear the following information:
The state where the insurance is issued;
The insurance company name;
Number of the insurance policy;
The insurance effective and expiration dates;
The vehicle identification details (year, make, vehicle ID number);
The name of the insurance holder.
What should I do with the completed insurance card?
The insurance card is filled out in two copies: one is meant to be given to the DMV while the other must always be kept in the insured vehicle when it is operated, so that it can be presented if necessary.